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How Should I Choose the Top Performing Schemes of ICICI Mutual Fund?

Like all other investors, you may also have the desire to invest in the best performing mutual funds so that you can reap the maximum possible benefits. But selecting them from a lot is not an easy task. If you want to choose the top schemes of the largest assets management company of India, i.e., ICICI Mutual Fund, in terms of assets under management, then you must know about the various things that may help you choose the most appropriate fund.

ICICI Mutual Fund: An Overview

ICICI MF is the largest AMC of India with assets under management amounting to Rs. 2,79,066.07 crore as on September 30, 2017. It was incorporated in the year 1993 and since then, it is spreading happiness among the investors by providing them healthy returns on their investments. This fund house has brought many innovations in the industry of mutual funds for the betterment of the investors as it keeps the investors’ interest at priority. You can select the most suitable one as per your financial requirements as ICICI Prudential Asset Management Company offers a huge variety of mutual funds which are majorly categorised into three, namely equity, debt, and balanced. Under each category, there are various schemes targeting different investment objectives of the investors. The first step which you should take is to define your financial goals which you want to attain in a certain period of time. You should analyse precisely that what you want to attain and in what time. Once you are done with determining the objectives that you want to achieve, you can start finding the appropriate schemes of ICICI Pru AMC. From short-term to long-term, and children’s education to retirement planning, you will get solution to all kinds of needs.

To choose the most suitable one so that you can earn effective returns to meet your financial goals effortlessly, you need to consider the various criteria of funds which include:

The performance track of funds over the last few years so that you can know that how the scheme may perform in future if the market conditions remain similar.
The expertise and the experience of the fund managers who are handling the management of the scheme can help you determine how the scheme may perform in the down market scenario.
Previous rewards depict the potential of the scheme in providing returns over different time cycles.
Transparency in operations of the fund house helps the investors to have better exposure in the investments.
You can also check the creditworthiness of the AMC so that you can ensure that you are investing in the schemes of a trusted fund house. ICICI Mutual Fund has already won the trust of millions of its investors by generating healthy returns on their investments; so, you can easily trust and invest in the schemes of this AMC.
You can also consider the various charges such as entry load, exit load, etc., on the investments in any scheme so that you can ignore the high charging scheme.
If you are good in the quantitative approach, then you can also check various ratios and percentage of the scheme such as alpha, beta, standard deviation, Sortino ratio, etc., as these depict the different capabilities of the scheme in generating returns.
All the factors as mentioned above must be checked before investing in any mutual fund scheme. Many investors also consult to the financial planners for availing their services of investment planning and suggestions. Most of the experts suggest their clients to invest in the schemes of ICICI Mutual Fund. You must also have a check on the various plans if they match your investment requirements.

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Perfect Natural Cold Remedies For Keeping Cold Away Effectively

Cold and cough is a common problem and it creates a ruckus in the normal functioning for people. There are simple remedies for cold that is healthy to make the body active. It will help to protect the body from turning worse. It is healthy to pick good remedies to protect the health.

The use of lukewarm water with basil leaves and honey is healthy. It helps to soothe the cold and cough effectively. It is the best natural cold remedies that are popular.

The use of warm water is effective for cold. It helps to calm cold and cough naturally. It is very popular natural cold remedies. It helps to clear infection.

It is recommended to use amla as it has vitamin C. It is healthy to act powerfully for cold. It helps to prevent cold and cough. Amla juice is healthy to clear infection. It is suggested natural cold remedies. It helps to improve blood circulation in a natural manner. This should be combined with good food and exercise.

It is advised to use spiced tea. This can be made by mixing tulsi, ginger and black pepper while preparing your tea. These three ingredients play an important role in fighting common cold and cough.

Honey, lime juice and warm water are the perfect remedy for cold. It has antibiotic properties. It should be used every day for the best results. It is healthy natural cold remedies to get rid of the problem. This should undoubtedly made part of the daily diet with good exercise. Say goodbye to cold now.

Lime water or nimbupani is a perfect dose to improve the circulation system. It is also useful remedy for cold when it is added with honey. It helps to control cold and cough effectively. It is 100% natural cold remedies.

The use of flaxseeds for cold and cough is perfect option. It should be used regularly for results. It is perfect cold remedies. It should be boiled with lime juice and honey. It is perfect for cold and cough relief. This should be included as herbs to make the skin and body perfect too. Nothing works the best than these remedies.

The use of ginger and tulsi is healthy for cold and cough relief. It should be used regularly for results. It is age old perfect natural cold remedies. This should be used without any doubt to bid adieu to cold.

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How To Stay Focused – Improve Concentration With Binaural Beats

How to Stay Focused All Time?

If you find that you aren’t able to keep your mind focused on one particular task, then you’re one of the millions of people around the world today who have the same problem. If you simply haven’t got the energy to achieve what you want to in your life then, again, there are millions of people who are struggling with the same issue.

These problems are all linked to your brain’s ultimate state of mind and its ability to work in the way that you want it to. Sometimes it seems like, no matter how hard you try, your brain is trying to do a number of different things at once. This problem is one that many people struggle with these days, because our modern society has created a “now” culture. This means that people no long have to wait for things, so more and more things are being processed by your brain at once.

For example, when you send an email, you expect a reply very quickly, or you know that the email has been delivered instantly, so you are thinking about it with your subconscious. Then you’ll send other emails, and your subconscious will start getting overloaded with information, and soon you’re sending texts or watching TV, all at the same time.

It’s times like these that your brain is trying to focus on numerous different things. It is able to do this, because that’s just how impressive our brains are. However, once you consistently do this, your brain becomes used to dealing with a number of different things, and so it no longer wants to focus on one thing for any period of time.

Taming your brain to ensure that it does what you want, when you want it to, is very difficult. There is no definitive way of doing so, and you’ll often find people just give up and accept that they are unable to focus on things for any long period of time.

This shouldn’t be the case, because there are ways to avoid these issues, by using pioneering technology that allows you to explore your mind and delve deep into your subconscious.

By using Binaural or Monaural Beats, and Isochronic Tones, you can manipulate your brain to a specific state of consciousness, that allows you to use your brain the way you want to. If you’re suffering from a lack of energy, and you want to relax and recharge your mind, then using these recordings can immediately put you into a relaxed, calm, state. Likewise, if you’re struggling to focus on something, then all you have to do is play one of these types of recordings, and you can focus your mind by removing the other distractions that you might have.

These beats and tones are changing people’s lives, and you should be one of those people. It’s time to do something about the issues you are having, and changing the way your brain works will do this. Using these recordings will give you a higher level of understanding of the way your mind processes information, and give you complete control over it at the same time.

What is Lucid Dreaming?

When we go to sleep, our mind undergoes some incredible transformations; transformations that are so great that science still hasn’t quite figured out what is going on. There are many different theories about dreaming and the things that we experience when we sleep, and no one has truly pinpointed

what causes us to dream. However, it is not so much why we dream, as what we dream, that people are interested in. It can be very difficult, if not impossible, to truly let go of the stresses that life throws at us every day, and this is especially true when we go to sleep. How often have you laid awake in the middle of the night, thinking about something stressful rather than sleeping peaceful?

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Best Binaural Beats Apps for iOS and Android

This is something that everyone struggles with at some point in their life, because it’s just a natural reaction to try and use your brain to solve a problem or to work it over in your mind, instead of simply falling asleep. We try to reassure ourselves, we run through different scenarios, we do all sorts of things when we are lying awake, and it’s all because we’re suffering from stress. We don’t want to be lying there awake, but we can’t get to sleep, so it’s a catch 22.

If you’re struggling to fall asleep, you’re probably thinking that there is absolutely nothing you can do about it. This isn’t true, however, and for many years now people have been using the powerful technology of Binaural Beats and Isochronic Tones to put them to sleep within a matter of minutes.

In our fast paced society, we are sleeping less and less, and this isn’t an issue if as soon as you get into bed, you move into deep sleep. However, this doesn’t happen, and we often spend 3 or 4 hours a night outside of the important REM sleep that gives us the energy the next day. If you want to maximize the amount of time you are in a deep state of sleep, then Binaural Beats are definitely one of your best options.

Binaural Beats are created by a Sine Wave Generator. This generator creates two separate frequencies, for example, 200 Hz and 250 Hz. These beats are picked up separately by your ears, and your brain will naturally work to try and stop the confusing frequencies that it is receiving. It does this by tuning your brain to a frequency between the two that it is hearing (in this case, your brain tunes to 50 Hz).

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How to download Binaural Beats?

This shift in frequency, providing it is to a specific frequency that the Binaural beats are designed to give you, will allow your brain to shift in consciousness. You’ll immediately feel more relaxed and you’ll probably fall asleep within a matter of minutes. Binaural Beats also make lucid dreaming a reality, as they give you more access to your subconscious mind. If you want to experience true relaxation, a deep level of sleep, and lucid dreaming, then you should definitely be using Binaural Beats.

Conclusion :

There are so many benefits of binaural beats and lucid dreaming like improved sleep, improvement in focus, stress relief and so on.

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